Terms of Use

NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING HSADVISOR.COM, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THE HSADVISOR.COM WEBSITE, OR ANY PAGE OR PART OF THE HSADVISOR.COM WEBSITE. "HSADVISOR.COM" AND “THE COMPANY” MEAN "HSADVISOR.COM". "THIS AGREEMENT" MEANS THE TERMS AND CONDITIONS BELOW.

You are responsible for your use of and activity on the HSAdvisor.com Website.

The use of the HSAdvisor.com Website for illegal activity is strictly prohibited. There should be no expectation of privacy on behalf of any user of the HSAdvisor.com Website. HSAdvisor.com may monitor and record user activity on the HSAdvisor.com Website for any lawful purpose and you agree to such monitoring and recording by HSAdvisor.com.

You may be restricted from accessing certain information, materials, or areas otherwise available in the HSAdvisor.com Website, and you agree not to attempt to gain access to such information, materials, or areas.

The HSAdvisor.com Website contains copyrighted material, trademarks and other proprietary information and material. Authors of articles and blogs on HSAdvisor.com retain the copyrights of the content they publish. You may not modify, publish, transmit, transfer, sell, create derivative works, or in any way exploit any of the content of the HSAdvisor.com Website, in whole or in part. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material is permitted without the express written permission of HSAdvisor.com. In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of trademark legend or copyright notice shall be made.

HSAdvisor.com claims trademark and service mark rights in mark(s) used by HSAdvisor.com and contained in the HSAdvisor.com Website. Any other third party marks are the property of the respective owner(s).

HSAdvisor.com shall have the right at any time to change or discontinue any aspect or feature of the HSAdvisor.com Website, including, but not limited to, content, hours of availability, and equipment needed for access or use.

Information and materials on the HSAdvisor.com Website may contain technical inaccuracies or typographical errors. Information or materials may be changed or updated without notice. HSAdvisor.com may also make improvements and/or changes in the products, services and/or the programs described in this information or materials at any time without notice. INFORMATION AND MATERIALS AVAILABLE IN THE HSAdvisor.com WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRIGEMENT, AND ANY AND ALL WARRANTIES ARE HEREBY DISCLAIMED.

You agree that under no circumstances or legal theory will HSAdvisor.com be liable for any damages (including without limitation direct or indirect, special, incidental, or consequential damages) claim, loss, cost, or expense whatsoever or of whatever nature that may arise out of or otherwise relate in any way to your access or use of the HSAdvisor.com Website, and you expressly assume any and all risks associated therewith. You agree to defend, indemnify and hold harmless HSAdvisor.com, its affiliates and their respective directors, officers, employees and agents from and against all damages (including without limitation direct or indirect, special, incidental, or consequential damages), claims, losses, costs and expenses, including attorneys' fees, arising out of or otherwise relating in any way to the access or use of the HSAdvisor.com Website or any information or materials in the HSAdvisor.com Website by you or by or through the use of your account.

All information submitted to HSAdvisor.com via the HSAdvisor.com Website shall be deemed and remain the property of HSAdvisor.com and HSAdvisor.com shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to the HSAdvisor.com Website provides through this site. HSAdvisor.com shall not be subject to any obligations of confidentiality regarding submitted information except as otherwise expressly agreed in writing by HSAdvisor.com or as required by law.

The failure of HSAdvisor.com to enforce any provision hereof shall not constitute or be construed as a waiver of such provision or of the right to enforce it at a later time. You agree that all of the terms and conditions of this Agreement are fair and reasonable, and you agree to be bound by them. The construction, interpretation and validity of this Agreement shall be subject to the laws of the State of Washington, United States of America.

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